Posts Tagged “military ibate”
Are you a military member, disabled veteran, or surviving spouse in search of Virginia Beach, Chesapeake, or Hampton Roads real estate?
 Absolutely The Best
Rebates or cash back can greatly assist you with your Virginia Beach, Chesapeake, or Hampton Roads real estate purchase.
Always conduct your due diligence and choose the best program that meets your real estate and financial needs.
GUARANTEED WITH SATISFIED CLIENTS.……
View the comparison on real estate cash back and/or rebate programs for home purchases in Virginia Beach, Chesapeake, and Hampton Roads.
Read and understand the difference and potential issues when using USAA, NFCU, or others as a rebate tool.
You can view references and satisfied clients that have chosen the “Military Movers Plus” real estate program. See why it is better.
Eligibility: Active Duty Military, Retired Military, National Guard, Reservists, Disabled Veterans, Surviving spouses and their children of a wartime veteran.
Full Real Estate Buyer Representation: You choose your lender (can still be USAA, NFCU, or your choice), settlement and title company. No requirement to use a “preferred vendor” that other companies may dictate as part of their offer.
Real Estate Rebate/Cash Back given immediately at closing. No waiting time periods, annuities, 800 numbers, or forms to submit.
Contact me now - Be assured your information is confidential and online privacy respected.
 The Best Military Program
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The neighborhood of Larkspur is located in the Kempsville section of Virginia Beach.
Larkspur real estate in Virginia Beach typically are brick ranches or two story homes
built primarily in 1960, 1970s, and early 1980s.
This neighborhood is located close
to Virginia Beach Town Center, Larkspur Middle School,
Kempsville Meadows Elementary, and
Kempsville High School.
These schools are often sought out.
The real estate listing at 4488 Smokey Lake
Drive, Virginia Beach, is a two story home, built in 1980, with 3 bedrooms and 2.5 baths.
It has been reduced in price for
quick sale and a real estate good value
versus recent appraisals. It qualifies for the Military Movers Plus IBATE Program.
Also read:
Information about the Virginia Beach Area
Virginia Beach City Government
Virginia Beach New Construction Real Estate Available Now
Larkspur real estate statistics are
available below for the last 365 days.
ACTV is real estate currently for sale.
REDU is real estate that has been reduced in price.
SOLDS are real estate that has closed and been recorded,
and PEND are pending sales but not yet closed.
Pendings are often the best indicator of real estate prices since they are current.
Most of these homes are within the VA and FHA conforming loan limits.
| Status |
Address |
|
List Price |
BR |
FB |
HB |
SqFt |
Year |
|
Price Sale |
MT |
| ACTV |
761 DEER LAKE DRIVE |
|
250,000 |
3 |
2 |
1 |
1770 |
1979 |
|
|
|
| ACTV |
701 CEDAR LAKE CT |
|
280,500 |
3 |
2 |
1 |
1981 |
1979 |
|
|
|
| ACTV |
609 BLUE LAKE COURT |
|
282,000 |
3 |
2 |
1 |
1911 |
1980 |
|
|
|
| ACTV |
4704 FAIRWAY AVENUE |
|
350,000 |
4 |
2 |
1 |
2300 |
1962 |
|
|
|
| ACTV |
608 SAM SNEAD LN |
|
359,900 |
4 |
2 |
1 |
2904 |
1973 |
|
|
|
| ACTV |
4621 TONY LEMA LN |
|
392,000 |
4 |
3 |
0 |
2434 |
1972 |
|
|
|
| ACTV |
521 EDWIN DR |
|
409,000 |
4 |
3 |
0 |
2480 |
1968 |
|
|
|
| ACTV |
4505 KELLEY CT |
|
499,000 |
5 |
3 |
1 |
4450 |
1972 |
|
|
|
| ACTV |
4700 DRIVER CT |
|
315,000 |
3 |
2 |
0 |
1776 |
1959 |
|
|
|
| PEND |
632 RYDER CUP LN |
|
299,900 |
4 |
2 |
1 |
2202 |
1972 |
|
|
10 |
| PEND |
669 PINEBROOK DRIVE |
|
324,900 |
3 |
2 |
1 |
2292 |
1983 |
|
|
18 |
| PEND |
4417 IRONWOOD DR |
|
399,900 |
5 |
4 |
1 |
2935 |
1979 |
|
|
58 |
| REDC |
4488 SMOKEY LAKE DR |
|
249,900 |
3 |
2 |
1 |
2366 |
1980 |
|
|
|
| REDC |
4509 PINYON DRIVE |
|
370,000 |
4 |
2 |
1 |
2764 |
1978 |
|
|
|
| SOLD |
4368 SMOKEY LAKE DRIVE |
|
208,000 |
3 |
2 |
0 |
1076 |
1983 |
|
208,000 |
45 |
| SOLD |
4308 SMOKEY LAKE DR |
|
215,000 |
4 |
2 |
0 |
1300 |
1983 |
|
195,000 |
62 |
| SOLD |
677 PINEBROOK DRIVE |
|
224,900 |
3 |
1 |
1 |
1192 |
1983 |
|
222,000 |
70 |
| SOLD |
689 PINEBROOK DRIVE |
|
228,000 |
3 |
1 |
1 |
1192 |
1982 |
|
218,000 |
53 |
| SOLD |
656 PINEBROOK DRIVE |
|
265,000 |
3 |
2 |
0 |
1590 |
1981 |
|
255,000 |
67 |
| SOLD |
709 DEER LAKE DR |
|
275,000 |
4 |
2 |
0 |
2005 |
1979 |
|
275,000 |
36 |
| SOLD |
708 TUCSON RD |
|
292,000 |
3 |
2 |
0 |
1784 |
1962 |
|
292,000 |
72 |
| SOLD |
760 SOUTHLEAF DRIVE |
|
292,600 |
4 |
2 |
1 |
2646 |
1982 |
|
290,000 |
163 |
| SOLD |
4708 DRIVER CT |
|
294,900 |
3 |
2 |
0 |
1802 |
1960 |
|
284,000 |
204 |
| SOLD |
700 TUCSON |
|
309,600 |
4 |
2 |
1 |
2010 |
1961 |
|
305,000 |
73 |
| SOLD |
656 EDWIN DR |
|
314,900 |
4 |
2 |
1 |
2276 |
1964 |
|
300,200 |
209 |
| SOLD |
524 BUFFER DR. |
|
315,000 |
4 |
2 |
0 |
2037 |
1967 |
|
315,000 |
73 |
| SOLD |
4701 DRIVER CT |
|
324,900 |
3 |
2 |
0 |
1792 |
1962 |
|
308,000 |
77 |
| SOLD |
4621 TONY LEMA LANE |
|
329,000 |
4 |
3 |
0 |
2430 |
1972 |
|
305,000 |
45 |
| SOLD |
733 DEER LAKE DRIVE |
|
329,000 |
3 |
2 |
1 |
2209 |
1979 |
|
325,000 |
63 |
| SOLD |
520 BUFFER DRIVE |
|
342,000 |
4 |
2 |
0 |
2051 |
1966 |
|
334,500 |
92 |
| SOLD |
4405 DEER LAKE COURT |
|
349,900 |
4 |
2 |
1 |
2400 |
1979 |
|
330,000 |
104 |
| SOLD |
605 MOSSYCUP DR |
|
350,000 |
4 |
3 |
0 |
2516 |
1977 |
|
350,000 |
6 |
| SOLD |
525 MOSSYCUP DR |
|
350,000 |
4 |
2 |
1 |
2372 |
1977 |
|
345,000 |
19 |
| SOLD |
4508 BOB JONES DR |
|
374,900 |
5 |
2 |
1 |
2618 |
1971 |
|
374,900 |
32 |
| SOLD |
4505 FIRVIEW CT |
|
385,000 |
4 |
2 |
1 |
2750 |
1979 |
|
385,000 |
39 |
| SOLD |
4525 LODGEPOLE DR |
|
425,000 |
4 |
3 |
0 |
3000 |
1995 |
|
420,000 |
56 |
| SOLD |
4508 SOUTHLEAF CT |
|
445,000 |
5 |
3 |
0 |
3200 |
1978 |
|
412,000 |
93 |
| SOLD |
4625 MCGREGOR DR |
|
448,900 |
4 |
2 |
1 |
2865 |
1968 |
|
413,755 |
64 |
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We give Dennis Blackmore our highest recommendation as a Virginia Beach real estate buyer’s agent.
We recently purchased a home in Courthouse Estates (Virginia Beach, VA) through Dennis. We had only two days to select our house from many available homes for sale.
Dennis listened carefully to our criteria and came prepared with a list of homes that fit our needs. The contract negotiations were at times tense due to the seller’s expectation of a high price for the home.
Dennis’ expert negotiating and communication skills helped secure a home that we love at a price that we are
comfortable with.
Because we were not living in Virginia Beach at the time of the home purchase, Dennis helped us coordinate and was present at all of the necessary inspections. We simply could not have done this without his help!
I have recommended Dennis to our friends, and I do not hesitate to recommend him to anyone who wishes to purchase real estate in Virginia Beach.
His attention to detail and willingness to go beyond our level of expectation will make the Virginia Beach home buying process much easier.
I wanted to thank you again so much for all of your hard work in making this deal on our home work. I know that it was not easy with the current buyer’s market, dealing with stubborn sellers.
Thanks for helping us get everything we wanted in the deal!
Sincerely,
LCDR Michael Chucran and Jennifer Chucran
View other notes from my friends
Also - see how you can benefit with your Virginia Beach real estate purchase
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This may be the last 100% financing option for Virginia Beach, Chesapeake, and Hampton Roads real estate home and condo buyers.
Just a few years ago during the “sellers market” VA loans were not in vogue and not recommended by anyone….the other hybrid mortgages were the choice of those days. Not so now, as Veterans are quickly realizing the benefit of the little or zero down payment and a fixed rate for a real estate purchase.
VA loans are guaranteed by the Federal Government and are available through most local lending institutions throughout the United States.
Active duty and honorably discharged veterans are eligible for a VA loan. Also, those who have completed a
total of six years of service in the National Guard or selected reserves are eligible. Check with the VA for eligibility if you are a surviving spouse of a veteran.
What is the loan limit? $417,000 in most areas of the country but some regions may be higher.
With the rumored demise of the Navy Federal 100% financing, VA loans will be more in demand.
One of the great things about VA loans is no private mortgage insurance which most lenders require for loans with down payments of less than 20 percent. Sellers can contribute 3 to 4 percent closing and administrative costs required as part of the loan and include it in the real estate purchase price which adds to the value of the VA product. Of course VA real estate loans require the owner
occupy the Virginia Beach, Chesapeake, or Hampton Roads home or condo.
As with any Government program, VA loans normally take more time than other conventional products. This used to frustrate real estate buyers and loan officers because of more documentation, appraisal and inspections, but with today’s real estate market in Virginia Beach and elsewhere that pain has subsided. They are just glad to have the loan/mortgage business.
No doubt this process may require more time but the end result of a little or down, fixed rate mortgage makes it a very desirable product. Make sure your “ducks” are in a row prior to applying
for a VA loan by obtaining your certificate of eligibility prior to completing a Virginia Beach real estate purchase agreement and your REALTOR® has researched the ‘comps” to make sure your sales price is in line with other sold or pending homes in the same area.
VA Loan 101 real estate process for successful Virginia Beach real estate purchase:
1. Get your certificate of eligibility from the VA. Submit VA form 26-1880 along with proof of your military service to the VA. If you need help contact your REALTOR® or local DAV for assistance.
2. You and your REALTOR® search for the perfect Virginia Beach real estate home or condo and prepare and sign a purchase agreement. The real estate purchase agreement is needed for a specific home or condo.
3. Get your VA eligibility certificate to a lender/mortgage officer and fill out an application. The
lender will verify you’re application information and request a copy of your
credit report/score. If you have a lower credit score you still may be ok. It is not the primary item for a VA loan. If you have the income for monthly payments (plus taxes) you can be approved.
4. VA home loans are a very good deal. You should also check with your State of
residence as they may have special incentives.
5. Remember, the lender will require an appraisal. The VA will assign this person
to ascertain value of the real estate you intend to purchase. Condition and recent selling sold/pending prices of comparable homes in your particular area will most likely determine the appraisal value.
6. There is a funding fee with VA loans. The funding fee varies with the particular veteran. (disabled veterans get a big break). It can vary depending on size of your down payment, and whether you are financing for the first, second, or if a “refi”. Sellers can pay part of the fees as part of the purchase price and contract. Otherwise it will be included in the closing documents.
A good way to off-set this funding fee is using the Military Movers Plus Program
for Virginia Beach, Chesapeake, and Hampton Roads real estate purchases.
7. Your Loan approval. Assuming your income and credit score are acceptable and the home is appraised in value to your negotiated purchase price you should be ok.
8. You are near the end - closing. During this time you will sign documents before taking possession of your new Virginia Beach, Chesapeake, or Hampton Roads real estate. During closing all parties will sign the
mortgage note or deed of trust plus a myriad of other paperwork. Read more about your costs associated with closing.
9. How the VA guarantees your loan: Upon completion of a successful closing,
the loan documentation is sent to the VA. The VA will then return your certificate of eligibility indicating you
have used your VA entitlement.
Check with your lender or the VA if considering a VA refinance or rate reduction.
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How does Virginia Beach and Hampton Roads real estate delinquencies and foreclosures compare with the rest of the United States?
With the continued reporting of bad news on the real estate market sellers and investors wonder what the future holds.
In Virginia Beach and Hampton Roads we are blessed with a transitory and growing population, military and civilian. Also, our real estate buyers for the most
part come to the table with good credit and pre approvals from lenders.
The Virginia Pilot Newspaper
reported today that real estate delinquencies in Virginia Beach and Hampton
Roads remained slight in the first quarter compared with other areas of the
country. The area also ranked 343 of 381 real estate markets nationwide which is unchanged from last quarter
according to Core Mortgage Risk Monitor. The economic health of the area is better than most.
What does this mean for the Virginia Beach or Hampton Roads buyer? It is still a buyer’s market and
sellers are anxious to get a purchase contract. Price reductions, allowances, and closing
cost assistance are the norm and not the exception. Contact your REALTOR® to find out where the good deals can be found. This trend should continue until the excess
real estate inventory decreases. With 70+ new construction developments in Virginia Beach it shows
families still want to own a home and live in this great area.
Military and Veterans read here.
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